Daily Bhaskar
 
  • Single premium or regular premium insurance policy: which one should you choose?

    Single premium or regular premium insurance policy: which one should you choose?
    By Deepak Yohannan Sometime during first half of 2012, the Insurance Regulatory and Development Authority (IRDA) was seriously thinking about taking single-premium policies off the market. The revenue potential may have made the IRDA change its mind. Nevertheless, this gave rise to a...
    Wednesday, February 19, 2014 04:55 PM [IST]
  • Did you know: You can cancel life insurance policy while free-look period?

    Did you know: You can cancel life insurance policy while free-look period?
    By Deepak Yohannan   ‘Buy an insurance policy, and you are stuck with it’, said Mr. X. ‘This is not like apparel that you can exchange because the fit is not right for you’. Right?   Wrong! A newly bought life insurance policy can be cancelled if the buyer...
    Tuesday, February 18, 2014 03:24 PM [IST]
  • Tailor-made car insurance policy: Opt for niche riders for extra coverage options

    Tailor-made car insurance policy: Opt for niche riders for extra coverage options
                                    By Deepak Yohannan   We all know that since motor insurance policies are compulsory in India, everyone who owns a car has a car insurance policy. However,...
    Tuesday, February 18, 2014 12:34 PM [IST]
  • Why is life insurance cheaper for women than for men?

    Why is life insurance cheaper for women than for men?
    By Deepak Yohannan   Buying life insurance is an exhaustive process. Not only do we have to carry out a comprehensive needs analysis but we also have to find deals that meet our financial requirements, both present and future. As with everything else, we must shop for best deals....
    Monday, February 17, 2014 11:58 AM [IST]
  • Plan health insurance for your parents for their healthy future and your financial future

    Plan health insurance for your parents for their healthy future and your financial future
      By Deepak Yohannan   We grumble about inflation, but regular inflation is not a patch on medical inflation. Healthcare was always expensive, but prices are now through the roof. Go into hospital for a couple of days for a routine procedure, and you can expect to come out poorer...
    Wednesday, February 12, 2014 04:11 PM [IST]
  • Remember these 6 points while buying your motorcycle insurance

    Remember these 6 points while buying your motorcycle insurance
                                    By Deepak Yohannan   Buying an insurance plan for your beloved two-wheeler is just as important as purchasing insurance for your car. Bad roads, rash...
    Wednesday, February 12, 2014 02:58 PM [IST]
  • What should you invest in – debt funds or equities?

    What should you invest in – debt funds or equities?
    By Deepak Yohannan   The debt way of investing in mutual funds   Investing in mutual funds does not mean investing in equity or growth fund only. You can invest in mutual funds by opting for debt funds.   What are Debt Funds?   Debt mutual funds invest in the regular...
    Wednesday, January 22, 2014 04:09 PM [IST]
  • Remember these points while saving or investing to double your hard earned money

    Remember these points while saving or investing to double your hard earned money
    We all work hard to earn money. How many of us are able to double our hard earned money? It is important to understand the formula to multiply hard earned money if you want to be successful and satisfied. This will end your worries about future planning.   1. Right decision at the right...
    Tuesday, December 17, 2013 06:04 PM [IST]
  • Are there insurance plans that cover 'day care procedures' that do not require hospitalisation?

    Are there insurance plans that cover 'day care procedures' that do not require hospitalisation?
    By Deepak Yohannan   Traditionally, everyone knew that the benefits of any health insurance plan can be availed only when the Insured person is hospitalised for more than 24 hours. Such a clause does not consider the fact that most policyholders do not require hospitalisation. In fact...
    Monday, November 11, 2013 05:36 PM [IST]
  • Unit Linked Insurance Plans: Learn how effective fund-switching can help your money grow

    Unit Linked Insurance Plans: Learn how effective fund-switching can help your money grow
    By Deepak Yohannan   Many Indians ‘invest’ in life insurance. Life insurance is not really an investment tool, but it presents a good way to save for a rainy day, particularly when the policyholders cannot trust themselves to make disciplined and astute investments year after...
    Thursday, November 7, 2013 07:45 PM [IST]
 
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