Daily Bhaskar
 
  • Product review: Apollo Munich Optima Senior

    Product review: Apollo Munich Optima Senior
    By Manoj Aswani   Policy Snapshot   ·         Plan exclusively created for senior citizens of any age ·         Comprehensive coverage for hospitalisation...
    Saturday, March 22, 2014 03:06 PM [IST]
  • Which is better: a critical illness rider or a standalone plan?

    Which is better: a critical illness rider or a standalone plan?
    By Deepak Yohannan   A comprehensive health plan is a boon, given the ever-increasing healthcare costs. However, it may not provide enough security if you were to be diagnosed with a life-threatening ailment. Specialised care for critical illnesses is expensive and often lifelong. That...
    Saturday, February 22, 2014 02:33 PM [IST]
  • No Claim Bonus: How can I transfer my NCB to a new car insurance policy?

    No Claim Bonus: How can I transfer my NCB to a new car insurance policy?
    By Deepak Yohannan   A No Claims Bonus (NCB) is a discount offered to parties who do not claim on their auto insurance policies over a given period. This monetary reward is extended to people who drive carefully and do not seek regular payouts from their insurance company on a regular...
    Friday, February 21, 2014 10:11 AM [IST]
  • Why healthy oldies have no discounted premiums over insurance policy?

    Why healthy oldies have no discounted premiums over insurance policy?
    By Deepak Yohannan   Mark Twain once wrote, ‘Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.’ Easier said than done, says Mr. Kumar. At 50 years of age, Mr. Kumar finds it difficult not to mind when the health insurance premium falls...
    Thursday, February 20, 2014 12:37 PM [IST]
  • Single premium or regular premium insurance policy: which one should you choose?

    Single premium or regular premium insurance policy: which one should you choose?
    By Deepak Yohannan Sometime during first half of 2012, the Insurance Regulatory and Development Authority (IRDA) was seriously thinking about taking single-premium policies off the market. The revenue potential may have made the IRDA change its mind. Nevertheless, this gave rise to a...
    Wednesday, February 19, 2014 04:55 PM [IST]
  • Did you know: You can cancel life insurance policy while free-look period?

    Did you know: You can cancel life insurance policy while free-look period?
    By Deepak Yohannan   ‘Buy an insurance policy, and you are stuck with it’, said Mr. X. ‘This is not like apparel that you can exchange because the fit is not right for you’. Right?   Wrong! A newly bought life insurance policy can be cancelled if the buyer...
    Tuesday, February 18, 2014 03:24 PM [IST]
  • Tailor-made car insurance policy: Opt for niche riders for extra coverage options

    Tailor-made car insurance policy: Opt for niche riders for extra coverage options
                                    By Deepak Yohannan   We all know that since motor insurance policies are compulsory in India, everyone who owns a car has a car insurance policy. However,...
    Tuesday, February 18, 2014 12:34 PM [IST]
  • Why is life insurance cheaper for women than for men?

    Why is life insurance cheaper for women than for men?
    By Deepak Yohannan   Buying life insurance is an exhaustive process. Not only do we have to carry out a comprehensive needs analysis but we also have to find deals that meet our financial requirements, both present and future. As with everything else, we must shop for best deals....
    Monday, February 17, 2014 11:58 AM [IST]
  • Plan health insurance for your parents for their healthy future and your financial future

    Plan health insurance for your parents for their healthy future and your financial future
      By Deepak Yohannan   We grumble about inflation, but regular inflation is not a patch on medical inflation. Healthcare was always expensive, but prices are now through the roof. Go into hospital for a couple of days for a routine procedure, and you can expect to come out poorer...
    Wednesday, February 12, 2014 04:11 PM [IST]
  • Remember these 6 points while buying your motorcycle insurance

    Remember these 6 points while buying your motorcycle insurance
                                    By Deepak Yohannan   Buying an insurance plan for your beloved two-wheeler is just as important as purchasing insurance for your car. Bad roads, rash...
    Wednesday, February 12, 2014 02:58 PM [IST]
 
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